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MORTGAGE

What Our Clients Are Saying

"Prosperity Mortgage has provided excellent service to not only myself as the Realtor, but to my customers and clients. The whole team at Prosperity goes above and beyond to ensure all the bases are covered so the customer knows exactly what to do and what the next steps are. They stay in touch with my customers and myself regularly, so we all know what is happening. They give me as a Realtor confidence and peace of mind knowing I have a mortgage company I can trust and rely on for a smooth transaction and closing. David Green at Prosperity literally saved my customers thousands of dollars at closing due to the rates and services they provide. I will continue to trust my customers with Prosperity."

Kristi Hunter

"I cannot say enough good things about Malone. I had a first-time homebuyer who was using Navy Federal. He began having problems getting in touch with the loan officer. I suggested he switch to Prosperity and he did immediately. We were about three weeks out from closing and the sellers were adamant that we not extend the closing date. Malone pulled everything together and got us to the closing table right on time. I have used him again since then for another buyer who is self-employed and you know how hard those are! Well, Malone got that one done on time also. He is a marvel!"

Paula Knodel

"Malone Jarvis, of Prosperity Mortgage, helped my recent buyers through the process of purchasing their home in MidTown Mobile, Alabama. From the very beginning, everything went really well. The Appraisal was ordered quickly so that there were no delays. Malone and his loan processor were very responsive to both my questions and the buyers. I would recommend them to anyone looking for a seamless mortgage process."

Nancy Raulerson

Prosperity Home Mortgage, LLC, is a full-service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable-rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.

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Consistent

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Accessible

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Responsible

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Extraordinary

 

Our Incentives

A couple talking with a business professional about buying a home.

Complimentary Appraisal

For all loan closings with Prosperity Home Mortgage through 12/31/2020, a lender credit will be applied to cover the cost of the appraisal, up to $500.

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Meet or Beat Guarantee

Prosperity Home Mortgage will match or beat a competitor's offer, or we will issue our clients a $5,000 gift card just for the opportunity to earn their business.

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No Fees

No VA Loan Origination Fees Ever!

Our Services

BUYER ADVANTAGE™

Qualified clients may obtain a commitment letter signed by an underwriter, not just a pre-approval. Click here to learn more.

EXPRESS

Eligible loan programs may be cleared to close in 7 business days with an expedited loan process.

XLR8®

Qualified clients may receive full loan approval in just minutes after automatic verification of income, assets and employment. Click here to learn more.

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XLR8® FAQS

What's XLR8®

A process that allows us to verify a borrower's credit, assets, and income/employment in a matter of minutes with minimal loan documentation on Conventional transactions.

How does it work?

It's awesome technology that allows us to close loans faster and is only available to a handful of Lenders...also known as Single Source Validation.

What does my customer need to do?

Complete our digital loan application, authorize us to pull credit, and link their bank account(s) through a secure portal to see if we can validate assets, income, employment.

 

 

Mortgage Consultants

Malone Jarvis.

MALONE JARVIS

Mortgage Consultant

NMLSR# 1873708

Office: 704.230.7432

Email Me My Website

David Green.

DAVID GREEN

Mortgage Consultant

NMLSR# 1584312

Office: 202.631.6879

Email Me My Website

Jennifer Shedrick

JENNIFER SHEDRICK

Mortgage Consultant

NMLSR# 2101668

Office: 571-733-9604

Email Me My Website
Prosperity Home Mortgage.

 

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